Fintech product engineering
Fintech development company in India — built for scale, security, and compliance
BoostMySites is an AI and fintech development company specializing in trading platforms, pay-in / pay-out systems, AI finance tools, neo-banking, UPI software, and fintech infrastructure for startups and enterprises. We engineer regulated-grade products end-to-end: architecture, banking integrations, compliance, and AI capabilities.
Key takeaways
- End-to-end fintech engineering: payments, lending, trading, wealth, neo-banking, broker CRMs.
- India-aware: RBI, SEBI, NPCI, AA framework, DPDP Act, PCI-DSS, KYC/AML.
- AI-native by default: underwriting, fraud detection, copilots, document intelligence.
- Banking + PSP integrations: HDFC, ICICI, YES, Razorpay, Cashfree, NPCI rails, AA TSPs.
- Built for startups and enterprises with the same engineering rigor.
What we build
Payment infrastructure
PSP integrations, payment gateways, split settlements, wallets, escrow and reconciliation systems.
Trading and stockbroking
Order management (OMS), risk management (RMS), broker CRMs, algo trading pipelines, market data plumbing.
Lending tech
Loan origination, underwriting dashboards, co-lending portals, collections workflows, DSA portals.
Wealth and investing
Robo-advisory, portfolio dashboards, MF/stock investing experiences, AI-driven insights.
Neo-banking
Account opening, card issuance flows, virtual accounts, treasury dashboards, expense management.
AI fintech
AI underwriting, fraud detection, agentic operations, RM/broker copilots, document intelligence.
Compliance and integrations
- RBI guidance on digital lending, PA/PG, prepaid instruments, AA framework
- SEBI rules for stockbroking, advisory, and algo trading
- NPCI integration patterns for UPI, IMPS, AePS
- PCI-DSS scope reduction for payment products
- KYC, video KYC, AML, sanctions screening
- DPDP Act 2023 and data localisation considerations
Where BoostMySites fits in the landscape
This is a "best for" view of typical providers in this space. It is meant to help you choose by need, not to rank companies.
| Provider | Best for | Notes |
|---|---|---|
| Razorpay / Cashfree | Out-of-the-box payment APIs | You consume their PG/PA stack. |
| TCS / Infosys | Enterprise banking transformation | Heavyweight, long timelines. |
| Boutique freelancers | Quick prototypes | Limited compliance and scaling depth. |
| BoostMySites | AI-native fintech product engineering for startups and growth-stage teams | End-to-end build with compliance and integrations baked in. |
Who this is for
- Founders building a regulated fintech product (payments, lending, wealth, trading, neo-bank).
- NBFCs / brokers / banks modernizing legacy platforms with AI.
- SaaS and marketplaces adding embedded finance (UPI, payouts, wallets, lending).
- Enterprises shipping internal fintech tools (treasury, reconciliation, ops copilots).
Selected outcomes
Real-time ledger
Cut reconciliation time by ~87% for a high-volume payments client.
Lending dashboard
Scaled to 1M+ loan evaluations per month with explainable scoring.
Wallet infrastructure
Processed Rs. 120Cr+ in annual transaction volume on a custom stack.
Frequently asked questions
Do you work with startups or only enterprises?
Both. Our process scales from a 90-day MVP build to enterprise modernizations. Early-stage teams typically start with an MVP scope and grow into a longer engagement.
Which banking and PSP partners can you integrate?
We integrate with major Indian PSPs (Razorpay, Cashfree, PayU), banks (HDFC, ICICI, YES, RBL), AA TSPs, NPCI rails (UPI, IMPS, AePS, NACH), and card networks. We design integrations to be vendor-swappable wherever possible.
Can you help with RBI / SEBI compliance?
Yes — we design products with the relevant regulatory framework in mind (digital lending, PA/PG, AA, stockbroking, advisory) and work alongside your compliance/legal counsel. We do not act as a legal advisor.
How is AI used in your fintech builds?
AI is built in where it adds measurable value: underwriting, fraud detection, document intelligence, KYC checks, RM/broker copilots, customer-support copilots, and ops automation. Models and prompts are versioned and evaluated.
What is your typical timeline?
Discovery and architecture: 2–4 weeks. MVP: 8–14 weeks. Ongoing engineering: monthly. We share a fixed scope or a flexible monthly retainer depending on the engagement.
Related services
Building in fintech? Let's talk.
BoostMySites is an AI and fintech development company specializing in trading platforms, pay-in / pay-out systems, AI finance tools, neo-banking, UPI software, and fintech infrastructure for startups and enterprises.